Am I crazy to be this cautious?
Yes. This hobby is suffering from a terrible case of "telephone game" with respect to what is a safe lipo voltage.
Safe Lipo voltage ranges are 4.2v - 3.0v. Lipos start to take damage as soon as the voltage in the pack drifts away from "storage voltage." Is your pack taking damage every second it spends at 3.0 volts? Yes, on a microscopic level it is. It's also taking damage every second it spends at 4.2 volts. Keep a pack charged for 6 months and see what happens if you don't believe that.
Below 3.0v per cell, available power drops off dramatically and damage accelerates. I believe battery capacity is rated as a discharge from 4.2 to 3.2 volts, for safety. There's a reason that 3.7 is "nominal voltage", it's right in between 4.2 and 3.2.
Do you have any ESCs with a programmable voltage for a power cut? The last one I bought had 3 options: 3.2, 3.0 and 2.8!
Most lipo alarms now a days come with 3.3 as the default. This is a completely safe level. It warns you before you hit 3.2 (the safe bottom end, which is itself just some padding on top of 3.0). The problem comes in when people come to accept 3.3 as the safe limit and they then seek to have alarms at 3.4, then 3.5, etc. I've even seen people say that they never let their packs get below 3.7! That's the nominal voltage of the pack! They say this with pride as if they are super-duper cautious, but in reality they are just killing their packs by forcing them to spend their entire life above 50% charge.
Honestly, reprogramming your charger to cut off at 4.0 volts makes as much sense as using a low-voltage alarm set to 3.5 instead of 3.3.
Anyway. Things are getting out of hand and I'm standing up against it.
