RTF = Ready To Fly -- everything is in the kit with almost no assembly/adjustment
ARF = Almost Ready to Fly -- missing some parts, and some assembly required, but usually less than an hours worth of work
Yeah, you probably meant RTF, but after the garbage bag experience the average would-be pilot doesn't repeat the process.
The OP list I see as a scratch builder's tools and supply list -- not nessisarily what you need to get in the air, but more what you'll need to stay in the air. A copule of those items I've got no ues for, but others do so I won't quibble. Overall, It's become a fairly comprehensive list.