LUMBERCARVER
Your proposal means if you ever use full throttle the ESC will be over loaded. Some ESCs can handle a few seconds of over load but many can't. The general guide is to over specify the ESC by 20% to account for variations in the ESC manufacture, marketing hype about its capabilities and variations in the capabilities of the EDF.
Yes you can limit the amps drawn by an EDF by not using full power but it is a risk and EDF flying tends to be risky enough as it is is.
Remember an ESC is an "electronic" device. if it fails it does so instantly and without any prior warning.