Basically, what people are recommending is a small switch somewhere that you can change from one position to another and thus decide if the channel will be controlled by a pot or a switch at that moment
This is the basic diagram to do it. I put down a slider as the selector because they are smaller and you wouldn't knock it easily in flight by mistake.
There is no need to add resistors as when the pot is in full throw on one side or the other, the signal wire is in direct contact with the positive or negative depending on which way you have turned it. You won't be burning anything out as there is a resistor already in line with the signal wire due to the fact that it started out life as a pot. On that diagram they are adding it for centring reasons, but there is no need as when there is no signal going into the pot signal it is centred. If you want to test out the theory, put a switch in line with the signal wire you have on the pot... when the switch is on, the servo will be positioned depending on where the pot is, but if you turn the switch off, the servo will centre (unless you have some weird setup in your radio, which I have never seen). I have done this tupe of mod on several transmitters and it works fine without resistors or a 1P3T switch.