Keep an eye out on RC Groups Classifieds, Facebook marketplace, eBay, and local estate sales for used kits too - you can sometimes find them for half the price or less compared to buying new. Especially once they are "partially started" - hardly anyone seems interested in buying those so you can get some great prices!
Exactly. I mentioned elsewhere that I picked up a Sig 1/4 scale Clipped Wing Cub at an estate sale that was mostly built and covered, but didn't mention I got it for $75. From the same estate sale I got a 1/4 scale Clipped Wing Taylorcraft that came with servos as well, also for $75. Both will be great projects. Eventually...