I'm *cough*OLDER*, new to the hobby and on a budget as well. I've decided to start out scratch building the FT Nutball as my first plane. So far I've spent $1 on the foam, $1 on glue sticks and I already have the glue gun, blades and ruler. I'm still waiting on my electronics but it only took me a couple hours to cut out and glue up a FT Nutball airframe and two power pods.
The way I'm approaching it is to get used to the mechanics of flying using the cheapest, easiest airplane I can make myself before I go buying something more expensive.
It comes with everything, and you're not having to spend your money on the tools and supplies you need to build the plane. You don't have to worry if it's not flying because of your piloting skills, or if it was because of your building skills.
It's a great intro to flying kit, and ready to fly once you charge the batteries.