To everyone who has less common sense then me (not a lot) I highly recommend that you don't fly in neighborhoods. Im sharing a first hand experience with you all. Enjoy and laugh but do not do. https://www.youtube.com/watch?v=ZleI6BXkK84
Around here (Denmark, Europe) it's down right illegal, and has been so for a number of decades. The only way to fly drones or other unmanned aircraft in inhabited areas legally is to get a commercial licence, which in cost and complexity is close to a UL sport pilots certificate. And of course have full commercial insurance.
I've flown my little Inductrix right outside of my parents' house, in the suburbs. That would be the ONLY thing I MIGHT try to fly in a neighborhood, and even then, it's not something I would consider doing at anything more than about 6 ft. off of the ground, and SLOWLY.