It's quite common to have two switches for dual rates. They're normally on the top front of your transmitter - one on either side, and the right one is for the ailerons and the left for the elevator. Some transmitters have a third switch, often on the top, for rudder D/Rs, though you wouldn't normally need to use it. When you have a 3ch setup, the rudder is plugged in to the aileron slot, so you use the aileron D/R switch.
None of this is very complicated once you figure out what it is. Basically, all you need to do is set your aileron and elevator throws, then set your aileron and elevator D/Rs to 60% of whatever the throws are. When you fly your plane with the two switches up, you get full throws (whatever you set) and when you put the switches down, you get 60% of those throws. You only need to put the switch down if your plane is a bit lively. It can be lively in pitch, roll/turn or both, so you have the option of using either switch or both. Forget about rudder D/Rs. You won't need them at this stage, and probably never will.
When you do your maiden flight with the D/Rs set like I suggest, you set them to off for your first take-off, so that you get the full throws. Your goal is to keep enough control to get to a safe height , so keep the plane as straight as you can while you climb to about 30ft. Next, reduce the throttle so that you still have enough power to climb slightly, but the plane will slow down a bit to get better control. As soon as you've reduced the throttle, you can put both D/R switches to the low position and think about turning so that the plane doesn't go too far away. If you find that you don't have enough control movement to go up and down and left to right, you can flip back whichever switch you need to. If all is OK, climb to about 100ft and reduce the throttle to about 33%, then see what the plane does when you let go of the sticks. Trim with the elevator and aileron trim switches until it flies with hands off. Finally, enjoy the rest of the flight because if you get that far, it'll be easy.
You can use the D/Rs on the simulator to practice with them. In fact you can practice all of those things if you write them down and practice the sequence on the simulator to build up your brain muscle memory, so that the training will overcome the panic in that first flight. It's the lack of thinking that kills most planes on that first flight, not the lack of ability. Look at all the Youtube vids of first flights. You see people with controls going the wrong way and motors turning the wrong way because they forgot to do pre-flight checks, then they launch and forget to reduce the throttle, so the plane is buzzing all round the sky totally out of control until it crashes. That's all without ever getting the plane trimmed.