Ive always had a hard time with the "better safe than sorry" ethos, ive found more fulfillment and success in my life with a "fortune favors the bold" philosophy. Unfortunately, so much of what troubles the world right now is not within our individual control. We all have to play the cards we've been given. After all, in the end, theres no need to take life too seriously, none of us make it out alive! 😉
Im not a religious man, i try to be a student of many philosophies, but my favorite words of encouragement have always been the 23 Psalm,
"Yea, though I walk through the valley of the shadow of death, I will fear no evil for thou art with me; thy rod and thy staff they comfort me..."