My Mini Scout and BipePipePro were liable to break their props if the landing gear came off and those only used 2-blade props. But, with the props being at the front, without the landing gear, they’re unprotected.
The planes I have that are designed to belly land though? Never. The RCPowers designs usually have engine nacelles reaching low enough for the prop to clip the ground at worst, having so little available for the ground to grip, they never break.
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When I designed the HalfPipe, if the curving of the HalfPipe ‘nacelle’ is done right, the prop is completely out of reach of the ground. If a belly lander doesn’t have a belly that protects the prop then I say you at least wanna have a ‘zip tie landing gear’ to give it some space. I doubt zip ties induce much drag and they’re not very visible from the ground.